Crowdinvesting is at home in the areas of crowdfunding and finance, digital marketplaces and digital transformation. It is a modern form of investment in which many people invest together in a project or company. In contrast to conventional investments, even small amounts are accepted. This means that private individuals and small investors can also participate and invest their money in interesting ideas.
If you opt for crowdinvesting, you buy a small share in a company or project - usually online. In return, you later receive a financial stake in the profits, for example in the form of interest or a share in the company's success.
An illustrative example: A start-up develops a new app but does not have enough money to realise it. The team presents the project on a crowdinvesting platform. Many investors each invest small sums. If the project materialises and is successful, all investors benefit from the proceeds.
Crowdinvesting is therefore a modern way for companies to raise capital and for investors to participate in promising ideas for the future with a manageable level of risk.