The term micropayments is particularly at home in the areas of eCommerce and digital commerce, digital transformation and blockchain. Micropayments are very small amounts of money that are paid online - usually cent amounts or a few euros. They make it possible to buy digital content or services flexibly and without an expensive subscription.
A typical example: You only want to read a single article on a news website and don't want to take out a full monthly subscription. With micropayments, for example, you only pay 30 cents for this one article. This usually works quickly and automatically, for example by credit card or via special payment services, sometimes also with cryptocurrencies such as Bitcoin.
Micropayments are becoming increasingly important as a result of digitalisation because they create new business models for providers and consumers. Streaming services, online games, digital goods such as music or e-books - in many areas, small amounts are increasingly being billed individually instead of being collected as a lump sum.
Micropayments thus make access to digital content fairer and more flexible for all users and support companies in implementing innovative payment models.
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