kiroi.org

AIROI - Artificial Intelligence Return on Invest
The AI strategy for decision-makers and managers

Business excellence for decision-makers & managers by and with Sanjay Sauldie

AIROI - Artificial Intelligence Return on Invest: The AI strategy for decision-makers and managers

Home page " Blog
31 July 2024

Open Banking (Glossar)

4.6
(1328)

Open Banking gehört vor allem in die Kategorien Crowdfunding und Finanzen, Digitale Transformation und Cyberkriminalität und Cybersecurity.

Open Banking bezeichnet einen Ansatz im Finanzwesen, bei dem Banken ihre Kundendaten – natürlich nur mit Zustimmung der Kunden – sicher und standardisiert mit externen Anbietern teilen. Ziel ist es, innovative Finanzdienstleistungen und neue digitale Anwendungen zu ermöglichen. Die Datenfreigabe läuft über Programmierschnittstellen (APIs) und wird streng geregelt, um die Sicherheit und den Datenschutz zu gewährleisten.

Für Verbraucher bedeutet Open Banking mehr Auswahl und Kontrolle: Wer zum Beispiel seine Konten bei unterschiedlichen Banken verwalten möchte, kann mithilfe einer App alle Finanzen auf einen Blick sehen. Auch Kreditanfragen, Bezahldienste oder persönliche Spartipps lassen sich dadurch digital, einfach und schneller realisieren.

Ein anschauliches Beispiel: Sie nutzen eine App, die all Ihre Konten zusammenführt und Ihnen hilft, Ausgaben zu analysieren oder Sparziele zu setzen. Diese App greift dank Open Banking, und Ihrer Zustimmung, auf Ihre Kontodaten zu und schlägt automatisch den besten Stromtarif vor – ohne dass Sie selbst alle Anbieter durchsuchen müssen. So macht Open Banking Finanzprozesse für Kunden transparenter, sicherer und bequemer.

How useful was this post?

Click on a star to rate it!

Average rating 4.6 / 5. Vote count: 1328

No votes so far! Be the first to rate this post.

Share on the web now:
Other content worth reading:
Open Banking: Entdecken Sie neue digitale Finanzlösungen. Jetzt informieren und Vorteile sicher nutzen!

written by:

Sanjay Sauldie

Sanjay Sauldie is a digital strategist, speaker and developer of the transruption toolkit, which companies can use to make their digital transformation measurable, human and sustainable. With kiROI - the AI-based approach to value creation in the digital age - he helps self-employed people and companies to integrate artificial intelligence into their processes in a practical way. With his outstanding marketing strategy iROI, he has already led countless companies to greater visibility and thus more profits. He combines digital innovation with disruptive thinking models for a sustainable business strategy. He studied mathematics and computer science at the University of Cologne, completed a Master of Science in Digital Disruption at the University of Salford (UK) and a Design Thinking programme at MIT/EMERITUS Singapore. As a multiple award-winning expert - including the Golden Web Award and the Innovation Award of the Initiative Mittelstand - he advises SMEs and corporations. His motto: "Digitalisation is not an end in itself - it must serve people."

Keywords:

#3DPrint 1TP5InnovationThroughMindfulness #Cost savings #Supply chain #Value added

Follow me on my channels:

Questions on the topic? Contact us now without obligation

Contact us
=
Please enter the result as a number.

More articles worth reading

Leave a comment

Skills are gifts, but the duty to use them wisely is our choice. With a lot of power comes a lot of responsibility - and we take it. We therefore provide support:

Our ecological footprint for a better world: ecologically correct hosting all-inkl (partner link)

All incl. provider

Our sporting footprint:
iROI sponsors FC Rebstein Seniors 30+

FC REbstein Sponsor

Our social footprint for the world:
We support SOS Children's Villages

SOS Children's Villages

Our social footprint for India:
We support inki4help

Inki4help

Our ecological footprint for a better world: Archelon The Sea Turtle Protection Society of Greece

Archelon

Legal information:

Financial loss liability insurance, public liability insurance including environmental liability and environmental damage insurance

AI-generated content on this website

Some of the texts, images and videos provided on this website were created using artificial intelligence (AI) created. All AI-generated content is editorially checked and editedto ensure that they meet our quality standards. We attach great importance to the Accuracy and timeliness of the content. Nevertheless, we cannot rule out the possibility of errors or inconsistencies resulting from the use of AI-generated content. We therefore assume No liability for possible errorsWe are not responsible for any errors, inaccuracies or misunderstandings that may arise from the use of this content.

If you notice any discrepancies or have any queries about the content, we are at your disposal and look forward to your feedback.

Copyright and liability

All content published on this website, including but not limited to text, images, videos and graphics, is protected by copyright. One Use, reproduction or disclosure The use of this content is only permitted with the express written consent of the website operator, unless it is content whose use is expressly permitted by law (e.g. in the context of quotations or use under fair use conditions).

Please note that AI-generated content is also protected by copyright as soon as it reaches a sufficient level of creativity. The use of this content without authorisation can lead to legal consequences lead.

If you have any questions or notice any discrepancies, please contact us directly.